According to the latest announcement issued by the Banking Association, when a bank issues a credit card, the cardholder will repay it in full within 3 days after the due repayment date, and there will be no late payment fee. However, it depends on the regulations of various banks, because it is issued by the association, not a formal government agency, so there is still a difference. As for how many days the post will give, you can call their credit card customer service hotline and Guangfa will give them 2 days.

According to the new regulations, the so-called "time-tolerant service" refers to providing cardholders with a certain period of grace period for repayment. The repayment grace period is at least 3 days from the due repayment date. If the cardholder repays within the repayment grace period, it shall be deemed that the cardholder repays on time.

Postal savings credit card

function

Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.

The newly issued credit card of Postal Savings Bank is designed with Ding as the pattern, which not only shows the historical and cultural heritage, strong strength, sincerity and trustworthiness of the postal service, but also reflects the service commitment of Postal Savings Bank to "do the best for you". The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.

Application conditions

Since April 2009, anyone who has reached the age of 18, meets the requirements for applying for a credit card of the Postal Savings Bank and provides complete supporting materials can apply at all branches of Quanzhou Branch of China Postal Savings Bank.

Postal savings credit card? Baidu baike