If you use a China Merchants Bank credit card, there are the following repayment methods, you can choose the most convenient one,

1. Automatic repayment in U.S. dollars: Our bank can provide the credit card function of automatic U.S. dollar repayment. You can use the U.S. dollar cash current sub-account and the U.S. dollar current exchange sub-account under your own name (you can only choose one of the cash or current exchange sub-accounts as the debit account) for automatic repayment. Before setting up, please confirm that you are repaying U.S. dollars in RMB. The foreign exchange purchase function is closed.

2. US dollar transfer repayment:

All-in-one card US dollar cash account repayment: After logging into our bank's online banking, select the "Credit Card Quick Repayment" option, and you can operate through the interface that opens. , currently the repayment currencies on this interface support RMB and US dollars (cash).

All-in-one card USD cash account repayment: If your all-in-one card and credit card have signed a self-service transfer agreement and the credit card has been associated with the professional version, after logging in to the professional version, click the horizontal menu "all-in-one card"-" "Transfer Agreement Account" - "Transfer Credit Card", select US dollar spot exchange to operate credit card repayment through this interface.

3. U.S. dollar cash repayment: You can bring your credit card, U.S. dollar cash, and your ID card to handle cash repayment at any counter of China Merchants Bank nationwide (except corporate debt-bearing commercial cards).

4. Use RMB to pay US dollar bills (foreign exchange purchase and repayment): Notes on credit card purchase and repayment of foreign exchange:

After the credit card has successfully set up the "automatic foreign exchange purchase and repayment" function, you The US dollar bills generated can be repaid in RMB on the repayment date. The RMB funds you deposit in the credit card will be given priority to purchase foreign exchange to repay the US dollar bills (no fees are required for the foreign exchange purchase and repayment setting). The foreign exchange purchase exchange rate will be based on the U.S. dollar on the day of repayment. The selling price is the exchange rate announced at 10 am. This function does not occupy the personal annual foreign exchange settlement and sales quota.

According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current dollar bill amount, and the unbilled portion cannot be purchased for repayment.

If you have set up the foreign exchange repayment function and the "automatic repayment" of the US dollar account at the same time, your RMB repayment will have priority in purchasing foreign exchange to repay the US dollar bill, and the self-deduction of your US dollar bill will be set for this period. The difference between the amount (full amount or minimum) and the agreed foreign exchange purchase amount will be deducted from your designated US dollar automatic repayment account.

Consumption in RMB cannot yet be repaid in US dollars.