According to the Administrative Measures for Internet Payment Services of Payment Institutions issued by the Central Bank in September 201/,"customers are not allowed to use credit card overdraft to recharge their payment accounts". On February 20 1 year 12, wechat tenpay stopped the service of recharging the wechat tenpay account with credit cards; In August 20 12, AliPay also stopped this service; At present, domestic credit cards can no longer be recharged to third-party platforms such as Alipay and WeChat.
1. Why can't the credit card be transferred to WeChat wallet?
The main function of credit card is overdraft consumption, and it cannot be directly used for online transfer transactions. Online direct transfer has the risk of cashing out, so it is restricted. If you want to use the money in the credit card to transfer money to others, the cardholder needs to make a "cash withdrawal" transaction first and transfer the overdraft amount in the credit card to the savings card. There will be a handling fee of 1%-3% in this process, and interest will be charged from the day of the curve, with a daily interest rate of five ten thousandths.
2. Can I transfer money from my credit card to repay my credit card?
You can't. Repayment funds must be transferred from other banks' online banking cards to Tenpay account before repayment can be made. It is illegal to cash in by credit card.