There is no saying that the credit card business of Kunshan Bank is better. It can only be that each credit card of each bank has its own advantages and disadvantages. You can choose the appropriate credit card according to your own hobbies. A simple example:

Bank of Communications Credit Card

Advantages:

1. Low application threshold, fast credit increase;

2. 56-day long interest-free period Period;

3. YP card can withdraw cash 100%;

4. Support Alipay, online payment limit is high (10,000 yuan);

Disadvantages:< /p>

1. The installment operation is relatively cumbersome;

2. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically calculated;

3. Points It is not permanently valid;

China Everbright Bank Credit Card

Advantages: The annual fee is waived if you swipe it 3 times; the Fucard small card can be automatically divided into 12 installments (of course there is a handling fee)< /p>

Disadvantages: No 800 number; 8 yuan points for one point, points cannot be exchanged for gifts yet; few outlets; people with many cards (more than 6 bank credit cards) are basically not approved;

China Merchants Bank Credit Card

Advantages:

1. The application threshold is extremely low, and the points are permanently valid;

2. Online banking is powerful, easy to operate, and supports Alipay;

3. There are often value-for-money group buying products, and there are many activities and tricks;

4. The all-in-one card has good functions and is good in all aspects of financial management;

5 , All cards are combined into one bill (convenient repayment);

6. There are many types of cards with beautiful design

Disadvantages:

1. The points policy is very unfair Human nature (20 yuan earns one point, not counting zero);

2. The interest-free period is the shortest among all card issuers, with the shortest being 18 days;

3. The online payment limit is too low ( 500 yuan)

Agricultural Bank of China Credit Card

Advantages: Many network points; 56-day long interest-free period;

Disadvantages: High application threshold and long cycle , the limit is generally low; I feel that the bank does not attach great importance to the credit card business;