Which Agricultural Bank of China credit card is better?
The first kind of Agricultural Bank of China’s Beautiful Mom Credit Card is available, with exclusive points redeemable for gifts at a 20% discount. Purchase on JD.com, Yihaodian, and Dangdang.com, and pay online through UnionPay, with an instant discount of 30 yuan for purchases over 599 yuan. , Pizza Hut Happy Restaurant gets 40% off for purchases over 100.
The second Agricultural Bank of China Anbang car owner credit card, the gold card, enjoys a 6% monthly fuel subsidy, three free rescue services throughout the year, and a minimum 15% discount on commercial insurance included in Anbang phone car insurance. .
The third type of Agricultural Bank of China Golden Harvest Ctrip Travel Credit Card is a general card. You can become a VIP member of Ctrip.com for free. You can receive high-value aviation accident insurance when purchasing tickets, and enjoy exclusive hotel discounts, air ticket discounts, and vacation discounts.
1. When applying for a card for the first time, please pay attention to the following:
1. Choose a credit card that suits you.
General office workers only need to apply for ordinary credit cards if they only have daily food, drink and fun activities. You can choose some card-issuing banks that have more daily food, drink and fun activities, such as China Merchants Bank, Shanghai Pudong Development Bank, CITIC and Bank of Communications. If you travel a lot for business, you can apply for an airline mileage credit card, accumulate miles by spending points, and redeem the miles for air tickets.
2. Fill in the application form correctly.
The more controversial aspect of the application form is filling in the landline phone number. Those who do not have a landline phone can listen to the landline phone number at the front desk of the unit where they are filled in. Fill in your income, home address, ID number, mobile phone number, etc. truthfully.
3. Be knowledgeable about the application progress when checking.
It is recommended to inquire through the official WeChat ID. Note the billing date and final payment date. Set the monthly repayment time, and it is best to repay within 3 days before the final payment date.
4. Do not set a QQ email address for your billing email address.
The author has seen that many cardholders have their billing mailboxes set up as QQ mailboxes. It is suggested that it is best to apply for a dedicated credit card billing mailbox. Will use credit card interest-free period business. People who know how to take advantage of the interest-free period of credit cards are considered good card users. The interest-free period of credit cards is generally the shortest of 18 days and the longest of 56 days. Generally, if you swipe your card one day before the billing date, you can only enjoy the shortest interest-free period. If you swipe your card after the bill is issued, you can enjoy the longest interest-free period.
6. Go to a bank branch to apply for a credit card.
Try to go to a bank branch to apply for a credit card. You can also apply through the bank's official website or the IAika website or APP. It is best not to apply for a card on the roadside or if someone calls and pretends to be a bank employee to invite you to apply for a card. Also, don’t trust anyone who promises you that you can apply for a large credit card.
The easiest credit card to apply for is Agricultural Bank of China
The easiest credit cards to apply for are:
1. Agricultural Bank of China Youran White
Agricultural Bank of China Youran White It is one of the most popular credit cards of Agricultural Bank of China. Although the limit is not very high, it can help users apply for a platinum credit card with a higher limit by applying for a card. The card appearance is also very good and the benefits are relatively good. Not bad. In addition, Youranbai is a platinum card with no annual fee. There is no annual fee in the first year. If you swipe the card 12 times, you can waive the annual fee for the next year. This is also an attractive point. As a platinum card, Youranbai can also enjoy the benefits of UnionPay Platinum Card, such as 1 yuan airport parking, airport transfer service, two-for-one stay in high-end hotels, global travel and medical rescue services, etc.
2. Agricultural Bank of China upgrades the Pretty Mom Credit Card
The Agricultural Bank of China upgrades the Pretty Mom Credit Card is a credit card specially launched for mothers. It not only offers a 20% discount on redeeming points for gifts, but also You can also enjoy full discounts when making purchases on online shopping platforms such as Lvmama and Kidswant. It is a credit card that focuses on maternal and infant products and early childhood education. In addition, the application threshold for Agricultural Bank of China’s upgraded Beautiful Mom Credit Card is relatively low, and the card acceptance rate is very high. Interested mothers can apply for one and try it out.
3. Agricultural Bank of China’s Golden Harvest QQ Co-branded Card
The Agricultural Bank of China’s Golden Harvest QQ Co-branded Card is the country’s first network chip card and the first WeChat electronic credit card that can provide credit and electronic cash functionality. There is no annual fee for life, it supports electronic cash applications, and can realize financial IC card functions such as offline small-amount payments. Since it is a co-branded card with QQ, you can also enjoy Tenpay membership benefits and redeem Tencent gifts.
4. Agricultural Bank of China EMV Gold Card
The Agricultural Bank of China EMV Gold Card is a magical card for foreign shopping and can be paid worldwide.
The main feature is that it can waive annual fees and currency conversion fees. General credit card currency conversion generally charges a handling fee of 1% to 1.5%. If you use the Agricultural Bank of China EMV Gold Card, you can waive the currency conversion fee. In addition, there are also benefits such as cash rebates for overseas purchases, global visas, and miles for overseas purchases.
5. Agricultural Anbang Car Owners Credit Card
Agricultural Anbang Car Owners Credit Card is tailor-made by Agricultural Bank of China for car owners. Cardholders who purchase Anbang phone car insurance can enjoy a minimum of 8.5 discount offer. In addition, you can also enjoy a monthly subsidy of 6% for refueling at gas stations with your card. Free rescue services, free nitrogen filling, free testing, etc. It is a very suitable card for car owners to apply for.
What are the best credit cards from Agricultural Bank of China? The five best credit cards to apply for
Credit cards from China Merchants Bank, China Everbright Bank, and Ping An Bank are relatively easy to apply for.
Supplementary information:
It is very simple to apply for credit cards from China Merchants Bank, Everbright and Ping An. All you need is your work badge, medical insurance card and ID card. China Merchants Bank can also directly apply and fill in the information on the official credit card website, and the bank will send the credit card after verification. In terms of quotas, these three will also be higher than the four major state-owned banks.
Extended information:
1. The application conditions for China Merchants Bank credit card are:
1. The applicant is between 18 and 60 years old and has Chinese nationality.
2. Applicants must have a relatively stable job and income, with an average monthly income of no less than 3,000 yuan.
3. The applicant must provide the bank statement of the salary card and the list of personal social security accounts for the past 6 months. If you have a car or a house, you can also provide a real estate certificate and a car driving license.
4. Applicants must have a fixed place of residence and be able to provide proof of permanent residence, daily payment receipts, etc.
5. Applicants must have good personal credit.
As we all know, the requirements for applying for a credit card from China Merchants Bank are that you are over 18 years old, have a stable job and income, have a qualified personal credit report, etc.
6. Applicants for China Merchants Bank credit cards must have certain financial ability and no bad credit record. Applicants should be between 18 and 60 years old (overseas applicants are between 25 and 60 years old).
2. Basic conditions for Everbright Bank credit card:
1. Credit card applicants must be between 18 and 65 years old (inclusive), have full capacity for civil conduct, and be legally stable Income and personal credit report in the People's Bank of China are in line with China Everbright Bank's card issuance conditions.
2. A valid original ID card must be provided upon request (including but not limited to domestic resident ID card, foreigner’s passport, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan residents, etc.).
The three most worthy credit cards to apply for from Agricultural Bank of China, one of them will make people jealous!
The three most worthy credit cards to apply for from Agricultural Bank of China are all very popular. If you like them, apply as soon as possible!
Characteristics of Agricultural Bank of China credit card
Activities vary by card type, so you need to apply for more cards;
The online application limit is low, 500 yuan, and a small platinum of 10,000 , Essence White 50,000;
20% overseas cashback/10 days of free wifi in 2017 is very impressive;
The top card only has one Collection White card, and there is no black card with unlimited diamonds Extremely high;
Only UnionPay, Visa, MasterCard, no JCB, AE, etc.;
Platinum card can be exempted from the first year, the number of swipes, points exchange for annual fees, and can be applied online;
Things focus more on work and recognize civil servants, public institutions, and listed companies.
The most worthwhile Agricultural Bank of China card to apply for
1. Beautiful Upgraded Mom Credit Card
The Agricultural Bank of China’s Beautiful Upgraded Mom Credit Card is a female-only credit card. Of course, men can also apply. of. The advantage of this card is that the threshold is low, and it is very good as an entry-level card for Agricultural Bank of China. Special discounts on maternal and infant products, early childhood education, health care and other exclusive rights!
(1) On Saturdays, Lvmama will get an instant discount of RMB 100 when you spend over RMB 300.
Starting from 8 a.m. every Saturday, you can enjoy a single purchase of over RMB 300 on Lvmama’s official APP and PC website. 100 yuan discount for orders over 300 yuan (inclusive).
(2) Kidswant will get an instant discount of 60 yuan when you spend over 350 yuan on Saturdays
Starting from 0:00 a.m. every Saturday, shop on the official Kidswant APP (except for global purchases) and enjoy the order Get an instant discount of 60 yuan for purchases over 350 yuan (inclusive).
(3) 6 points redeemed for 60 yuan Saturday parent-child park ticket
If you meet certain consumption conditions, you must log in to the Agricultural Bank of China Mobile APP from the 20th of the current month to the 19th of the following month." Use 6 points to redeem and download Saturday Parent-Child Paradise ticket coupons in "Enjoy Saturday Offline Promotions".
When you go to the designated partner park on Saturday and use the Agricultural Bank of China UnionPay Beautiful Upgraded Mom Credit Card bound to the coupon to purchase park tickets, you can enjoy a 60 yuan ticket discount.
(4) Swimming and fitness in star-rated hotels starts at 18 yuan
If you meet certain consumption conditions, you can enjoy the Saturday swimming + fitness privileges in 100 designated high-star hotels across the country. Make a reservation for four You need to pay 18 yuan for a star hotel, and 36 yuan for a five-star hotel reservation.
2. Agricultural Bank of China's Youran Platinum Credit Card
Youran Bai can be said to be one of the most popular credit cards of Agricultural Bank of China. The small amount is not too high, and many cardholders pay 50,000. . However, you can apply for high-limit platinum with a credit card. The annual fee is waived for the first year, and the annual fee for the next year is waived if you swipe the card 12 times. The main card is 580 yuan/year, and the supplementary card is 300 yuan/year.
(1) 1 yuan airport parking service. Cardholders can enjoy 2-hour parking or 48-hour parking service by spending 1 yuan by swiping their card in the exclusive parking area at designated airports.
(2) Airport pick-up and drop-off service for 1 yuan. Cardholders can purchase a 108-yuan airport pick-up and drop-off voucher from Yidao Car for 1 yuan, and each cardholder can enjoy this privilege 4 times in total.
(3) “Stay two and get one free” in more than 80 high-star hotels. Cardholders who stay at designated hotels (including more than 80 hotels such as Hilton, Westin, Shangri-La, etc.) for two nights or more will receive a standard room for one night.
(4) Global travel and medical rescue services. Cardholders can enjoy international travel rescue services, international medical rescue services, and domestic medical rescue services.
(5) Expert appointment registration and full accompanying medical services. Expert recommendation and appointment registration are provided three times a year, as well as a dedicated person accompanying the doctor to help with booking, pricing, medicine collection, and payment assistance.
(6) Credit card is covered by 72-hour theft and loss insurance. Credit card theft insurance up to NT$50,000 ensures the safety of card use.
3. Agricultural Bank of China Zunran Platinum Card Essence Edition
This platinum card is called "Essence White" and has very good benefits. The card has an annual fee of 880 yuan, and the supplementary card has an annual fee of 500 yuan. The annual fee for the next year is waived after 30 purchases.
Let’s take a look at the benefits of this platinum card:
(1) Airport VIP lounge services: unlimited ++++ access to nearly 50 airport VIP lounges (CIP) across the country;
(2) High-value insurance: The card comes with public transportation accident insurance with a coverage of 10 million yuan, and credit card theft insurance of up to 50,000 yuan in 72 hours;
(3) Medical treatment service: 3 expert appointment registrations throughout the year and full accompanying medical treatment service, providing expert recommendation and appointment registration; dedicated person to accompany the doctor;
(4) VIP service in the Agricultural Bank of China online store.
What kind of credit card is good for Agricultural Bank of China?
As follows:
1. Agricultural Bank of China Youranbai
Features: Agricultural Bank of China Youranbai is the most popular credit card of Agricultural Bank of China. One of the most popular credit cards, although the limit is not particularly high, you can apply for a high-limit Platinum card with the card. The annual fee is waived in the first year, and the annual fee for the next year is waived if you swipe the card 12 times. There are many benefits, and the good ones include: 1 yuan airport parking, pick-up and drop-off services, two-for-one stays in high-end hotels, global travel and medical rescue services, etc.
2. Agricultural Bank of China upgrades the Pretty Mom Credit Card
Features: Exclusively for women, 20% off when redeeming points for gifts. On the online shopping platform, you can enjoy full discounts on purchases such as Lv Mama and Kid King, focusing on special offers on maternal and infant products, early childhood education, etc.
Another feature of this card is that the threshold is low and it is easy to get the card. Moms can get one.
3. Agricultural Bank of China Golden Harvest QQ Co-branded Card
Features: It is the country’s first network chip card and the first WeChat electronic credit card, which can provide credit and electronic cash. Function. There is no annual fee for life, it supports electronic cash applications, and can realize financial IC card functions such as offline small-amount payments. Since it is a co-branded card with QQ, you can also enjoy Tenpay membership benefits and redeem Tencent gifts.
4. Agricultural Bank of China EMV Gold Card
Features: This is a magical card for foreign shopping that can be paid worldwide.
It is mainly famous for its annual fee exemption and currency exchange fee. Currency exchange generally charges 1% to 1.5% handling fee. You can save a lot by using this card. In addition, there are also benefits such as cash rebates for overseas purchases, global visas, and miles for overseas purchases.
5. Agricultural Anbang Car Owners Credit Card
Features: Tailored for car owners, cardholders can enjoy a minimum 15% discount when purchasing Anbang phone car insurance, limited to commercial insurance. After purchasing car insurance, the gas station will swipe the card to refuel with a monthly subsidy of 6%, and the cumulative amount shall not exceed 12% of the car insurance premium. Free rescue services, free nitrogen filling, free testing, etc.
Golden Harvest Credit Card is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.
Golden Harvest Credit Card focuses on innovation. According to different customer groups, it has successively launched standard series cards, official business card series, platinum cards and a variety of regional co-branded cards, special cards and other series of products to lead different customers. group needs. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods. Combining the advantages of outlets throughout urban and rural areas, network advantages and product advantages to form powerful functional advantages.
This is the introduction of which Agricultural Bank of China credit card is best to apply for.