The court's judgment indicates that you have violated the law

Unless the judgment is made, the debt will not be established.

As long as you lose the lawsuit, the fact that the debt is owed will be established. Then you should take a good look at your judgment.

Whether it is noted above. Until you pay off your balance. The bank can still pursue collections from you.

If not noted. Then let me tell you, before you pay off the debt,

the bank has the right to call, write, or in-person collections on you.

As long as the bank's first prosecution meets the requirements, it is usually based on

Article 196 of the Criminal Law for alleged credit card fraud.

If the debtor does not pay off the debt before the court hearing, he may go to jail

Some people think that if he returns from jail, he will not have to repay the debt.

Actually, it is wrong.

Failure to repay the debt within 2 years after the criminal verdict (for those in prison, the calculation starts after release from prison).

Banks can initiate civil proceedings.

If the bank fails to repay the loan within the specified period after the civil lawsuit,

the bank can apply to the court for enforcement. (Including freezing the property in your name)

I have some bad news for you. The ninth draft of the Criminal Law has been passed

It will be implemented on November 1, 2015. A criminal law has been changed

In other words, when a bank files a civil lawsuit against you for the second time

it can apply to increase your criminal liability at the same time.

I forgot the specific article, but the general content is:

After the judgment, the debtor has the ability to repay but fails to perform its repayment obligations. Depending on the seriousness of the circumstances, the sentence may be up to 3 years in prison

The other is 3-5 years and more than 5 years.

So. . . . . I don’t need to say more.

Remember, when you are fighting between an individual and a country, you will always be the loser

Repay the money honestly to save yourself trouble. If you have any difficulty, go and negotiate with the bank

There is no use in using your brain or acting rogue.

Friends, please do it and cherish it