The car mortgage loan turned into an overdraft car loan on my credit card. I didn’t understand that I had signed the contract, so does he have the right to mortgage my car?

If the car originally belonged to you and the car loan company applied for a credit card for you after taking out the mortgage, then the car loan company must have provided false transaction information to the bank. The purpose of car loan companies doing this is to earn handling fees, mortgage fees, etc. But doing so is suspected of illegal business. As long as you provide the vehicle registration certificate and invoice before applying for a credit card, you can sue the car loan company for illegal business.

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