How much does it cost for Suning Appliance to use ICBC credit card to spend 4400 and then call for installment consumption? I hope to give a calculation method.
ICBC above 600 yuan 0.825%1.8% 2.7% 3.6% 5.85% 7.8% This is the interest of ICBC's credit card and also the handling fee. They are the interest of the third, sixth, ninth, 12, 18 and 24th periods respectively. If it is to be divided into 12 installments, ICBC (the installment fee will be charged in installments). That's 3.6% interest. 4400*3.6%= 158.4。 Total repayment amount: 4400+ 158.4=4558.4. Repayment per installment: 4558.4/ 12=380.