An important prerequisite for whether you have the right to deduct money is whether you have authorized a credit card as a debit card for premium before. For the telemarketing channel, you have basically confirmed the authorization of customers by telephone.

Before September, 2065438+2006, there was no clear regulation on credit card insurance. Whether it is universal insurance or critical illness insurance in personal insurance, customers can pay premiums by credit card, debit card, cash or transfer. Then, according to the Notice of China Insurance Regulatory Commission on Further Perfecting Actuarial System of Life Insurance, major insurance companies completely prohibit policyholders from using credit cards to pay life insurance premiums with cash value.

At present, there are many types of insurance that can be paid by credit card, such as one-year health insurance, accident insurance, property insurance and auto insurance.

For some telemarketing channels, especially those of insurance companies that cooperate with bank credit card channels, many debit cards use credit cards, and many of them do not occupy the overdraft limit after deduction.

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