1. What should I do if my credit card is overdue?

don't worry too much about finding a company with a credit card overdue. At this time, we must find ways to pay off the debts as soon as possible, otherwise we will have to bear more serious consequences. We should all know that the longer the credit card is overdue, the greater the impact on us. If it is overdue for three months, the bank has the right to bring a lawsuit to the court.

moreover, banks are formal financial institutions, so even if you find a unit, you don't have to worry. There will be no violence in this form of on-site collection. We just need to cooperate actively. After that, I told the bank that I was willing to repay, but the current economic difficulties delayed the repayment. I hope the bank will stop looking for a unit to avoid unemployment.

second, when will the credit card be overdue?

after the credit card is overdue, the general bank will not find a company at will. Banks basically remind text messages first. If the SMS reminder doesn't work, they will choose to call for collection. Cardholders often don't answer the phone or have no willingness to repay when they call the bank for collection, so the bank will consider visiting the unit.

in order to prevent the overdue credit card from affecting the work of the company, it is recommended to contact the bank in time to explain the reasons and apply for deferred repayment or installment repayment. Of course, it's best to pay it off in one lump sum.

third, can the credit card pay back the credit card?

the credit card cannot repay the credit card funds, because there is no transfer repayment between the credit card and the credit card. Credit card repayment banks only support debit cards, savings cards or third-party network platforms for repayment. Of course, it is also possible to repay the loan directly in cash.

a credit card can withdraw cash, but even if the bank charges a fee, once the card is illegally used, we must use the credit card reasonably according to our income to avoid excessive overdraft.

in special circumstances, you can click the consultation button on the right. The website provides professional lawyers to answer questions, help you solve the repayment problem and let you return to your normal life.