Credit cards can be used. The main thing here is to see whether the merchant has opened the credit card collection service. If the merchant has not opened the credit card collection service, the consumer cannot choose to pay by credit card; only when the merchant has opened the credit card collection service, the user can use the credit card to pay.

Xianyu is an idle trading APP server. It only requires users to log in with a Taobao or Alipay account. There is no need to go through complicated store opening tutorials. It can achieve one-click resale of personal Taobao accounts. There are many functions such as "baby has been bought", independent mobile phone photography and uploading of second-hand idle items, and online transactions.

Many people who have used Xianyu will find that they cannot use credit cards during use. After all, many people are accustomed to making purchases through online payment. Almost all major platforms allow the use of credit cards, as long as the user binds a credit card.

If a merchant opens a store on Xianyu and wants to support the use of credit cards, the seller will have to pay a 1% handling fee. This is one of the important factors why many Xianyu merchants are unwilling to enable the use of credit cards to collect payments; in addition Usually, those who use Xianyu to open a second-hand store are new players instead of old players. A prerequisite for the Xianyu platform is that it takes about 6 months for users to open an online store before they can activate the credit card collection service. Obviously, most of them Xianyu merchants cannot meet this condition, so when users want to pay by credit card, they cannot use it.