The annual fee of CCB credit card is different for different cards. You should find out what your card is first. The annual fee of most credit cards in their bank is 160 yuan/year, while the annual fee of Puka is 65,438 yuan/year. As long as you spend or withdraw money by credit card for three times a year, you can avoid the annual fee of that year, and the amount and place are not limited. You can use it anywhere, even if you buy things online, which is easy to do.

If you are an ordinary credit card, gold card or ordinary card, you can avoid the annual fee, but if you buy a car by stages, buying a car is an expense, so just spend two more.