The differences are as follows:

1. The Henan Provincial Branch Clearing Center refers to a clearing institution in Henan Province of the bank to which the credit card belongs. It is mainly responsible for processing the settlement and clearing of credit card transactions.

2. The name of the other party refers to the name of the specific payee or institution that performs credit card repayment. It may be a bank or payment institution, or it may be other individuals or merchants.