1, handled at the counter

If the credit card has not expired, you need to apply first, and then go to the bank counter to cancel the account; If the credit card has expired and the account is not in arrears, you can directly cancel the account at the outlet of China Construction Bank. However, if there is arrears, you need to make up the arrears before you can close the account. When the cardholder cancels the account, he should bring the original ID card and credit card. If it is inconvenient for the cardholder to close the account, he can entrust others to close the account. The agent must hold the cardholder's written power of attorney and carry the original ID card when handling the account cancellation business.

2. Telephone processing

Cardholders need to call the credit card hotline of China Construction Bank for processing. You need to switch to manual service after dialing. When connecting with labor, you can directly apply for account cancellation and provide your own relevant information. When the customer checks the information and there is no debt, the account can be closed normally.