Hello, you can apply for a credit card at the counter of the bank's business outlets or through the online application channels provided by the bank, such as official website, WeChat, mobile banking and online banking. The processes and procedures for handling credit cards at the counter are as follows:

1, fill in the application form;

2. Submit personal data and various supporting documents required for applying for a credit card to the bank;

3. The bank sends it to the credit card center;

4, the credit card center for review, if passed, business card printing, card issuing;

5. After getting the card, the cardholder activates the card opening according to the information sent with the card.

When applying for a credit card, the materials submitted to the bank are mainly photocopies of the applicant's identity certificate, work certificate and income certificate. If you can provide financial proof such as bank deposit certificate, real estate certificate and degree certificate, the application approval process will be easier and faster. In addition, if a person with foreign household registration and working in the local area needs to apply for a credit card in the local area, the bank may ask for a temporary account issued by the local public security department or a certificate (including a work certificate) issued by the relevant department.

Generally speaking, it is more convenient to apply for a credit card through online channels provided by banks. Fill in the application materials and wait for the bank to review, which saves the time of entering information at the bank outlets. Some banks can also issue cards directly and confirm them at bank outlets after receiving them, which is quite convenient.