Customization repayment by installment is to bind the credit card and the savings card, set the repayment amount in advance, and the bank will automatically deduct the credit card bill amount from the savings card on the last repayment date of the credit card. Repay by yourself every month according to the repayment date. If the repayment is not made on time, the system will regard it as a repayment failure. Therefore, in order to avoid the continuous overdue of users, it will adversely affect the credit record.

Staging Music is a subsidiary of Shenzhen Staging Music Network Technology Co., Ltd., which was established in Shenzhen on 20 13. Is a leading Internet consumer finance service provider in China and a member of the first Council of China Internet Finance Association.

In terms of business model, Staging Music cooperates with JD.COM Mall and many partners, starting with buying mobile phones by Staging Music, and gradually expanding to the whole 3C digital, outdoor sports, beauty care, education and training, eating, drinking and having fun and other fields.

Staging Music is a staged consumer finance platform specifically for young people. Users can pay the down payment in advance in the mall and then repay it in installments. They can also apply for cash loans on the platform. Cooperative institutions include China Industrial and Commercial Bank, Shanghai Bank and Shanghai Pudong Development Bank. Most of these mainstream institutions are connected to the central bank's credit information system, so installment music is also on credit information.

Steps of installment loan:

Step 1: Users need to download and log in to the installment music APP, and click the cash withdrawal button on the credit wallet page after entering the home page.

Step 2: Users need to select consumption items and withdrawal amount according to their own needs, and then submit withdrawal application.

Step 3: Confirm the cash withdrawal order information, select the preferential form, and enter the transaction password for verification.

Step 4: Wait for the system audit, and then the funds can be transferred out.