Legal analysis: it is not illegal and will not be sentenced. It is not illegal to repay on behalf of others. However, the credit card pad also involves repayment, which is brushed out in the form of cash. Credit card cashing is clearly stipulated in the law, and cashing is illegal. In violation of state regulations, the law stipulates that cash is paid directly to credit card holders by means of fictitious transactions, false pricing, cash return, etc. , using point-of-sale terminal equipment (POS machine). If the circumstances are serious, it shall be punished as the crime of illegal business operation in accordance with the provisions of Article 225 of the Criminal Law.

Legal basis: Article 12 of the Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management violates state regulations, and directly pays cash to credit card holders by means of fictitious transactions, false pricing, cash return, etc. by using point-of-sale terminal equipment (POS machines) and other methods. If the circumstances are serious, he shall be convicted and punished for the crime of illegal business operation in accordance with the provisions of Article 225 of the Criminal Law.