However, the credit card of Guangfa Bank has an annual fee-free policy. Generally, cardholders can unconditionally reduce the annual fee in the first year of card opening, and in the second year, cardholders only need to swipe their cards six times to reduce the annual fee for the next year.
Moreover, the credit card of Guangfa Bank will not charge an annual fee if the card is not activated, and only after the cardholder successfully activates the credit card will the annual fee be charged.
The annual credit card fee of Guangfa Bank is as follows:
1. China guangfa bank credit card RMB Karp card annual fee RMB/year in 40 yuan and RMB/year in 30 yuan;
2. The annual fee of 2.CGB credit card RMB gold card is 80 yuan/year and 48 yuan/year.
3. The annual fee for the standard platinum card of CGB credit card RMB card is 2,500 yuan/year, and that for the secondary card 1500 yuan/year.
Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The first is the standard card, which is aimed at the general public and has no specific directivity. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.
The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.
Credit card type of Guangfa Bank:
1. Guangfa Zhihui Credit Card: a credit card for urban white-collar workers, which can be overdrawn for cash withdrawal.
2. Guangfa Duolijin Credit Card: There are various benefits and rights for eating, drinking and having fun, including Didi, Meituan, Starbucks, WeChat and Alipay cashback.
3. Guangfa Taobao Credit Card: a credit card launched by Guangfa Bank for young people.
4. Guangfa Shang Zhen Platinum Credit Card: Professionals design credit cards for customers who pursue a higher quality of life.
5. Guangfa owner's credit card: up to 36% cash back for refueling or 20% discount for high-speed tolls.
6. Guangfa Iqiyi Credit Card: Give Iqiyi Gold VIP members every month.
7.GDB enjoys the gold card: 500,000 accident insurance will be given when activated.
8. Guangfa True Love Credit Card: Female Credit Card.
9. Guangfa Didi Co-branded Card: Send 30 taxi tickets every year.