Can a credit card be bound to Alipay by scanning code?

1. After a credit card is bound to Alipay, it can be paid by scanning code, but it must also meet the following requirements:

1. Scanning code payment belongs to online payment, and the credit card should be enabled for online payment and bound to a personal Alipay account.

2. Personal QR code does not support credit card payment, so the QR code scanned by credit card payment cannot be personal QR code, but must be merchant's QR code.

3. The merchant whose code is scanned needs to open the credit card payment function, so you can use the credit card code scanned by Alipay to pay and complete the transaction without paying the handling fee, otherwise you will have to pay a certain percentage of handling fee when paying.

second, can an AliPay account be bound with multiple express bank cards?

1. If the other party is a merchant who has opened the credit card payment function, you can pay by credit card without any handling fee.

2. If the other party is a merchant without credit card payment function, a certain percentage of commission will be paid if credit card payment is used.

3. If the object of code scanning is an individual, you can't pay by credit card, but you can pay by debit card, balance card and Yu 'ebao.

3. The difference between spending credit cards tied to WeChat and Alipay and spending them directly is as follows:

1. It is more convenient to spend online on WeChat and Alipay. The credit card is tied to WeChat or Alipay. You only need to bring your mobile phone when you go out. You can scan the QR code when you pay, and you can also directly generate consumption records, which is simple, fast and convenient. You have to bring your card with you when you swipe your card, and you have to enter your password and signature when you pay, which is more complicated. 2. Credit card consumption preferential activities are more abundant. Many preferential activities jointly carried out by banks and merchants must be restricted by physical credit card consumption, and WeChat Alipay consumption cannot participate, which is why physical credit card consumption cannot be completely replaced. In addition, credit cards have annual fees and points. Now, most credit cards are swiped six times a year, and the annual fee for the following year can be exempted.

3. limit. From the security point of view, there are still risks in bar code or QR code payment. Therefore, banks have a limit on online payment of credit cards through third parties. Generally, large-scale consumption cannot be paid, and payment must be made by credit card (of course, the limit standard of each bank is different).

Can a credit card be bound to Alipay?

Yes. It supports the binding of personal credit cards issued in mainland China, but does not support passbooks. At present, most bank cards support it, subject to the page display.

operating environment:

brand model: iPhone13

system version: iOS15.3

app version: v1.2.53

specific binding process:

1. log in to AliPay with your mobile phone, and click My-Bank Card.

2. click+in the upper right corner of the page.

3. Enter the bank++and click Next.

4. You can also click on the blue camera icon on the upper right to identify that the bank++only supports personal credit cards issued in mainland China by tapping the front of the bank card with your mobile phone.

5. The system reads the bank information, fills in the mobile phone number reserved by the bank, and clicks Next.

6. after receiving and filling in the check code, click next.

7. click ok to complete the quick payment.

1. use. To use Alipay payment service, you need to register an Alipay account, which can be divided into "personal account" and "enterprise account". You can register on Alipay's official website or Alipay wallet.

2. authentication. Users need real-name authentication to use payment services, which is a requirement put forward by the central bank and other regulatory agencies. After real-name authentication, they can open stores in Taobao, increase more payment services, and more importantly, help improve the security of accounts.

3. wallet. Alipay can also be used on smart phones, and the mobile phone client is Alipay wallet. Alipay wallet has the function of computer version of Alipay, and because of the characteristics of mobile phones, it contains more innovative services.

4. safety. Payment involves the safety of users' funds, so it is very important to follow the official safety regulations. Such as security control, SMS verification service, digital certificate, third-party certificate, payment shield, Baoling, Baoling mobile version, security protection issues, security policies, mobile phone security settings, etc.

5. Pay the fee. Since the end of 28, Alipay has promoted the payment service for public undertakings, covering more than 3 cities across the country and supporting more than 1,2 cooperative institutions. In addition to the payment of basic living expenses such as water, electricity and coal, it also extends to the payment fields closely related to the lives of ordinary people, such as traffic fines, property fees and cable TV fees.

I want to ask if the credit card can be tied to Alipay for transfer.

The credit card can be tied to Alipay, but it can't be used for transfer. It can only be used for shopping. AliPay transfer needs to select available balance, such as AliPay balance, bank card with fast payment and online banking payment.

CreditCard (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are generally special carrier plastic cards with consumer credit, which are 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the BillingDate.

for more information about whether a credit card can be bound to Alipay transfer, go to: See more

Can a credit card transfer money to others for payment?

a credit card can transfer payment to someone else's AliPay.

Alipay has stopped credit card recharge and transfer at the request of CBRC since February 8, 212, just to prevent credit card cashing; Credit cards can only be used for online banking and fast payment on Alipay.

There are several ways to complete payment by credit card:

The first way is similar to direct bank transfer, which directly transfers the money from the credit card to the bank account provided by the other party. In China, this way requires a debit card from the credit card bank at the same time, and the transfer amount and rate are relatively high, and the efficiency and security are not high. Generally, this way is used less.

the second way is to complete the payment through the credit card payment channel. There are many third-party payment companies with credit card channels in China, and the third-party payment company transfers the money to the account of the third-party payment company, which is a relatively mature payment method.

Because the base of credit card payment in China is still relatively small, this method is mainly used in foreign trade; Credit card payment can also be combined with other payment methods, such as electronic accounts, so I won't say much here.

capital expansion materials

in the process of using credit cards, don't spend blindly, but pay attention to your own limit.

if you feel that you can't repay, you need to stop spending, otherwise the overdue period will be recorded in the credit information system, which will lead to the subsequent bank credit business not being tried.

On the credit card repayment date, the bank will give the cardholder a grace period of 3 days to 5 days. During this period, the repayment is not overdue. Once this period is exceeded, the default interest will be charged, and the credit information will be recorded. The default interest will be charged at .5% of the amount owed, calculated on a daily basis, from the day when the consumption starts.

The suspect in the biggest credit card transfer case between China New Network and India is a dropout

About whether the credit card can be paid with Alipay and whether Alipay can be used.