Guangfa Bank credit card cancellation can be done through the following two methods:
1. Customer service hotline
Cardholders directly call Guangfa Bank credit card customer service hotline 400-830- 8003 or 95508. After verifying your identity, you can apply for cancellation through manual service.
2. Bank outlet counter
Bring your valid ID and credit card to the counter of any bank outlet to complete the cancellation procedures.
It should be reminded that before canceling a Guangfa Bank credit card, make sure there is no deposit or debt in the card; after canceling, cut off the card’s magnetic strip as soon as possible to prevent it from being stolen.
Once the card is canceled, it will cease to be used immediately and cannot be reactivated. Therefore, customers must consider it carefully. If they still need to use it, it is not recommended to cancel it directly. As long as the card is kept well, it will be fine if it is not used temporarily.
Everyone also needs to note that before canceling a card, you need to confirm whether there are unpaid bills, unrecorded transactions, and excess overpayments. If it exists, you need to pay off the bill arrears and withdraw all the overpayments before you can apply for cancellation.
Also, you must confirm whether the card is bound to other services. If so, you must unbind the business first and then apply for card cancellation. Otherwise, the card cannot be canceled successfully.