Repayment method:
(1) deposits of ICBC outlets and CDM;
(2) Transfer money from other accounts of ICBC through ATM, telephone banking, online banking and mobile banking;
(3) Transfer from other commercial bank accounts.
Peony Credit Card Corporate Card Repayment must be transferred from basic account.
The repayment order is: interest, expenses (over-limit fees, late fees, etc. ), cash withdrawal, transfer and consumption. Pay back the interest-bearing loan first, and then pay back the interest-free loan.
What are the basic rules about the minimum repayment amount?
1. If it is not convenient to return all the money for using Peony Credit Card, you can return the minimum repayment amount (about 65438+ 00% of the payable amount) in time first. Those who repay according to the minimum repayment amount will no longer enjoy the interest-free repayment period. China Industrial and Commercial Bank will compound interest on the unpaid part on a monthly basis at the interest rate of 0.5 ‰ per day stipulated by the People's Bank of China from the bank bookkeeping date to the customer's credit card repayment bookkeeping date.
2. If the minimum repayment amount is not paid, in addition to the loan interest, a late fee of 5% will be charged for the unpaid part of the minimum repayment amount. ICBC has the right to stop using the card if it fails to repay the minimum repayment amount for two consecutive times (inclusive).