The visa for going abroad is affected by credit card arrears or bank blacklists. Credit card arrears will involve interest, late fees and excess fees, and the interest on arrears is calculated according to compound interest. The longer the arrears, the faster the amount of arrears will increase. Once the credit card is in arrears for 3 months, it will enter the "blacklist" of some banks.

Credit card debt should be paid off within 2 months.

With the accelerated development of personal consumption credit, personal credit records become more and more important. Among them, credit card is an important aspect of personal credit record. If the credit card is overdue, the overdue record will be recorded in the personal credit record. If the current arrears are delayed for several days, this situation will not affect the personal credit record.