Credit card risk control is to control the risk of credit cards, mainly to reduce the issuance cost of credit cards and reduce losses. Banks will strictly examine credit cards and monitor the use of credit cards by cardholders. If the risk of useful cards is found, risk control measures such as blocking and freezing will be taken.

How many types of people are prone to credit card risk?

1. Small business owners: they often use POS machines in building materials wholesale and other industries to swipe their cards.

2. Online shoppers: credit cards are often used for online consumption, especially online consumption is higher than physical consumption.

3. Credit card cashing: Credit card cashing is an illegal act that banks are not allowed to do, and it is easy to be discovered by wind control.

4. Frequent cash withdrawal from credit cards: Credit cards are mainly used for credit card consumption, and banks that withdraw cash too frequently think that users' financial ability is poor.