How to buy China Merchants Bank credit card financial insurance?
First of all, the purchase of China Merchants Bank credit card financial insurance cannot be based on income, and the focus should be on protection. Because the higher the income, the weaker the sense of security. For example, Jinsheng's life annuity insurance is a dividend-paying financial insurance, and its income mainly depends on the operation of the insurance company, so the income is not high, but it covers a wide range, including: survival protection, old-age security, death protection and premium exemption. Whole life insurance is an investment-linked product, with four investment accounts, which can be converted flexibly, so the income is high, but only death protection. The original intention of everyone to buy insurance is to enjoy certain benefits while having protection, so we should first choose protection according to our own protection needs, and then consider the benefits of products. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Secondly, buying suitable products according to the family's economic situation is simply the principle of doing what you can. Buying financial insurance is also an economic behavior, which can not only obtain the corresponding insurance benefits, but also have necessary expenses in cost. Moreover, this kind of insurance is a long-term investment, and it is impossible to see the benefits in the short term. If you choose to surrender because the premium expenditure is too high, which will affect your family's normal life, it will cause greater economic losses. Therefore, when insuring, it is necessary to make appropriate arrangements for the quantity and amount of products insured, so as to avoid the situation that both the amount insured is insufficient and the amount insured is too high. So if you buy the wrong insurance, do you want to surrender it? If you surrender, why don't you lose money? Can I return the wrong insurance? How much can I refund if I surrender? How to surrender in full?
Finally, financial experts suggest that everyone should pay attention to protecting their health. Although there are social security such as social security and medical insurance, if other diseases occur, all aspects still need to spend some money. Therefore, you can also consider insurance other than property insurance, such as commercial accident insurance, hospitalization insurance, and major illness insurance. And the cost performance is also very high. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: what are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
Generally speaking, we must keep our eyes open, be vigilant, avoid "insatiable greed" and proceed from reality.
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