The Bank of Communications credit card is activated online, and the donated points will generally arrive at the end of next month, and the credit card payment will not arrive until next month. Cardholders can inquire about the related records and actual usage of credit card payment in any of the following ways: (1) Visit creditcard.bankcomm.com in person and log in to Bank of Communications for credit card online banking inquiry; (2) The Bank of Communications credit card bill will show the effective credit card cumulative payment records as of the billing date; (3) Log in to Bank of Communications Mobile Banking for inquiry; (4) Call the customer service hotline of the center and make inquiries through telephone banking or manual service.