The interest rate of credit card loan is higher than that of mortgage, and the loan term is shorter. Credit card repayment still has a large economic burden and there are risks such as overdue. It's just a regular businessman or two. After a long time, there will be problems with the credit card sooner or later, so you can choose to repay the credit card within a certain period of time. Once the credit card and flower shop are overdue, the interest is more than four times that of the mortgage, and the annualized interest rate reaches 18. Therefore, it is not cost-effective to repay the mortgage with a credit card.