Spending money to select a number has little to do with whether the credit card can be approved. It mainly depends on whether the conditions for applying for the card are met and whether the comprehensive score meets the standard. The amount of the quota cannot be known until the approval is passed. The amount of the quota is related to the individual's asset income, etc.

Requirements for banks to issue credit cards:

1. Aged between 18 and 65 years old;

2. Have a stable career and income;

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3. Have good credit and the ability to pay interest on time;

4. Natural persons with full capacity for civil conduct (robots, vegetative persons, minors, mentally ill persons to a certain extent) Can't).

Factors affecting credit card limit:

1. Personal assets: Whether you have a house, car, bank deposit and other personal assets, the limit will be higher if you have a car or a house;

2. Personal income: monthly income, nature of work unit, position, the higher the income, the greater the amount;

3. Personal academic qualifications and professional titles: higher academic qualifications and technical titles The credit limit will be increased;

4. Family conditions: whether you are married or a local, the credit limit will be higher for married people.

5. If you have a credit card from another bank and the credit limit is high, you can apply for a high-limit credit card.

How to avoid high-value credit card scams?

1. Applying for a large-amount credit card cannot be done with just your ID card and some simple information. You need to fill in the application form in person and provide your ID card and copy, personal income certificate, work certificate or other income proof materials.

2. The bank will not charge any fees when customers apply for a credit card. According to the relevant regulations of the China Banking Regulatory Commission, outsourcing of credit card business is strictly prohibited. The customer must apply for a credit card and must sign for confirmation.

3. The approval process for high-value credit cards is very strict, and it cannot be handled on behalf of others. For people who really need to use credit cards with higher limits, as long as they apply at regular bank outlets, the monthly credit limit is close to the authorized limit, repayments are on time and there are no overdue records, the general bank system will automatically increase the cardholder's authorized limit on a regular basis.