In recent years, the development of Shanghai Bank has been very good. As a bank headquartered in Shanghai, an international financial center, Shanghai Bank can make full use of its geographical advantages to provide more convenient and efficient financial services under the background of globalization. At the same time, its strong network coverage also enables customers to enjoy various financial services anytime and anywhere. In addition to traditional basic financial products such as savings and loans, Shanghai Bank also provides credit card as a financial service. So how do you apply for a credit card from Shanghai Bank? Need to meet these card application conditions!

Shanghai bank credit card is a convenient, practical, safe and reliable payment tool, including ordinary platinum card, joint venture card, business gold card and other types. Different types of credit cards adapt to different customer groups and provide corresponding preferential rights and benefits. Let's take a look at the specific conditions for applying for the card:

1. The applicant must be over 18 years old and a resident of the urban area or town where the head office and branches of Shanghai Bank are located;

2. The applicant must have full capacity for civil conduct and have a legal and stable job and source of economic income;

3. Personal credit information is good, and there are no bad credit card records such as overdue in the past two years.

Generally speaking, the application conditions of Shanghai Bank's credit card are very simple, and its credit card review is mainly based on the information provided by the applicant, such as the applicant's work, age, marital status, education, etc. The more detailed and comprehensive the information is, the higher the credit line will be after comprehensive evaluation. Under normal circumstances, it is relatively easy to approve the general card and the gold card of Shanghai Bank. The credit line of the general card is generally between 3, and 1, yuan, and the credit line of the gold card will be between 1, and 5, yuan. If you have a car and a house and your salary is good, you can also try the platinum card, and its initial credit line is often above 5, yuan.

In addition, it should be noted that if you apply for a credit card online, you must keep the phone open during the review, because Shanghai Bank will make a manual return visit, and after the approval, Shanghai Bank will send the card to the applicant by post according to the zip code address filled in by the applicant.