1. The overdue car loan bank card has been frozen for six months and can be unfrozen. Meet one of the following conditions can be thawed:
(1) Request the executor to withdraw the application for execution or give up the creditor's rights;
(2) The property that has been sealed up, detained or frozen cannot be auctioned or sold, and the applicant for enforcement and other enforcement creditors do not agree to accept the settlement;
(3) The debt has been paid off;
(four) the person subjected to execution provides a guarantee and the applicant agrees to lift the seal-up, seizure and freezing;
(5) Other circumstances in which the people's court considers that the seizure, seizure and freezing should be lifted.
2. Legal basis: Article 249 of the Civil Procedure Law of People's Republic of China (PRC).
If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other property of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform.
When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.
2. What is the bank account freezing and thawing process?
1. If the bank card is frozen due to incorrect password input, the user needs to bring his valid ID card and bank card to the counter of the branch of the corresponding bank for unfreezing business;
2. If the bank card is frozen due to judicial reasons or special factors such as judicial reasons, it depends on the specific situation.