Non-trade settlement includes: 1. Traveler's check settlement; 2. Credit card settlement; 3. Private remittance settlement; 4. Telegraphic transfer settlement; 5. Traveler's check and credit card settlement.

1. Traveler's check settlement:

Traveler's check is a payment instrument specially designed for travelers and is usually issued by banks. It allows travelers to purchase goods and services at their destination and then convert travelers checks into cash as needed. This settlement method provides travelers with convenience and security because travellers' checks have the characteristics of a fixed denomination and are easy to carry and use.

2. Credit card settlement:

Credit card is a payment instrument issued by a bank or credit card company, and it has become popular all over the world. Cardholders can use their credit cards to pay at a variety of locations, including stores, hotels, restaurants, and more.

It is the cardholder's responsibility to repay the card-issuing bank within the specified time. This settlement method is convenient and fast, but you need to pay attention to maintaining your personal credit record when using a credit card to avoid negative credit records.

3. Private remittance settlement:

Private remittance is a remittance business conducted through a bank or remittance company. It is typically used to transfer funds between individuals or small businesses. The remitter pays the money to the payee, and the payee can receive the money at the designated location. This settlement method is more flexible and convenient, but you need to pay attention to the security and legality of the remittance.

4. Wire transfer settlement:

Telegraphic transfer is a method of remittance transmitted by telegram or telephone. It pays the money to the bank, which then transmits the money to the payee via telex or telephone. This settlement method is faster, but requires a certain handling fee. At the same time, you need to pay attention to the security and accuracy of wire transfers.

5. Travelers’ checks and credit card settlement:

Travelers’ checks and credit cards can be used in combination for non-trade settlement. Travelers can use travelers checks to purchase goods and services at their destination, and if they need extra cash, they can use a credit card to exchange cash at a bank. This settlement method combines the advantages of travellers' checks and credit cards, is both convenient and safe, and provides tourists with more choices.