The bank’s credit card center is just a temporary job for us labor workers, and it cannot be regarded as a long-term job. We have to work from morning to late every day. If we don’t work, we will have no money, which is very tiring. ! Let’s just work in a different industry.
1. The basic salary seems very tempting. For example, the basic salary of a senior account manager is 7K+, but it is actually a basic salary with tasks. You must complete the tasks to get this basic salary, and these tasks are not fixed. , there will be adjustments every year, and the tasks will become bigger and bigger, so to put it bluntly, the basic salary is 7k+ before tax.
2. The management of the Ministry of Commerce team is chaotic. The leadership team basically relies on their foreheads to make decisions and has no professional market management experience. In addition to looking at its own data for any decision, it also needs external data and other sub-center data, which is currently seriously lacking in the management team.
3. There is basically no promotion mechanism. Promotion does not depend on personal ability, but relies on nepotism. Therefore, it is very unsuitable for the vertical development of a person's career.
4. The team atmosphere is extremely poor. The core leader determines the team culture. There is basically no team culture here, and long-term work can easily affect personal values.
5. There is very little work content that you can learn, especially for managers, let alone managers. There are very few, and more than half of the work is just manual labor. It's just a porter of promotional materials from the Bank of Communications.
The bank credit card center is a second-tier bank in the bank. It is as high as the upgraded branch and is directly managed by the head office. All employees in the credit card center in the bank are basically divided into two types, one is the bank's regular workers, and the other is dispatch workers. Dispatch workers are mainly responsible for outsourcing companies, and their main job is customer service, but regular workers are different. Responsible for all management of bank card functions, such as credit rating, risk control, card approval, credit card discounts, etc. These core functions are under the jurisdiction of formal employees. There is also dispatch workers, which are recruited by outsourcing companies. Generally, telephone customer service workers are dispatch workers.
There are some who recruit people through various software every day. They are basically labor dispatch workers in the company. They are not responsible for the head office and are managed by outsourcing companies. They mainly sign contracts with third parties. Although the wages mentioned before It is relatively high, including the salary written in the contract. However, a lot of the money is given to intermediary companies, that is, third-party companies, and there is great performance pressure and a high turnover rate. Therefore, when facing recruitment, we must be clear about the content of the contract and see if it is a labor dispatch contract. There will be special instructions at general job fairs. But if you are a formal employee, the salary is relatively stable and it is a good job.