Minsheng credit card is the best one among all credit cards at present. First of all, there is no handling fee for cash withdrawal, and other banks are between 1%-3%.
Secondly, the score after card opening is very high. Spend 3000 yuan and get 60000 points, which can be exchanged for gifts.
And the amount is very high, but the disadvantage is that the number of outlets is a little less than that of the four major state-owned banks.
Minsheng Bank Credit Card Type:
Ordinary cards (including ordinary cards in many aspects)
VIP card (silver card, gold card, diamond card, international card, etc. )
Minsheng bank credit card
Annual fee-free policy: Puka Gold Card swipes the card 8 times to avoid the annual fee of the following year (Pacific Co-branded Card swipes the card once in March to avoid the annual fee of the first year).
Maximum interest-free period: 50 days.
Multi-account handling: the repayment of line bills is shared every day.
Online payment: the single limit of non-contracted customers is 1000 yuan, and the single-day limit is 5,000 yuan; After going to the bank to become a contracted customer, the single and single-day limit are the maximum credit card limits.
Installment business: support interest-free installment for specially designated merchants (3, 6, 12). Free installment currently only supports female flower cards.
Bookkeeping date: June 1, March, Saturday, September, June 13, June 1, June 2 1, and June 28 is the bookkeeping date, which can be changed once every natural year.
Types of cards: Puka (with a quota of 0- 1 0,000 yuan), Gold Card (with a quota of 1 0,000-50,000 yuan), Platinum Card (with a quota of 1 0,000-300,000 yuan) and Diamond Card (with a quota of 300-3 million yuan).
How about Minsheng Bank credit card?
Minsheng bank credit card is not bad.
China Minsheng Bank was formally established in June 1996 65438+ 10/2. It is the first national joint-stock commercial bank mainly initiated by private enterprises in China.
China Minsheng Bank Credit Card Center, as a branch-level franchise institution of Minsheng Bank, was established with the approval of China Banking Regulatory Commission on August 1 1 2006. After fourteen years' accumulation, it has become one of the leading brands in the credit card industry in China. Minsheng Credit Card Center has set up 1 12 branches nationwide, with nearly 10000 employees nationwide.
By March 2020, the cumulative number of cards issued by Minsheng Credit Card exceeded 58 million, and all indicators continued to lead the industry.
Products and services:
Since Minsheng Credit Card was issued, it has actively explored the market and deepened customer segmentation. Established a complete product system, launched more than 100 products, covering five major product lines, and cooperated with five major international credit card brands such as China UnionPay, VISA, MasterCard, JCB and American Express, involving seven overseas currencies.
The products issued range from Puka, Gold Card, Platinum Card, Diamond Card to Black Gold Card, covering all consumer classes and meeting all kinds of consumer needs of customers.
What card should I use for Minsheng Credit Card?
If you want to apply for Minsheng credit card, which credit card to choose is better, in fact, it still depends on your personal card demand and repayment ability.
In addition, the varieties of Minsheng Bank Card are:
1, ordinary card: amount 3000- 10000, annual fee 100, first year 1 time, second year 8 times.
2. Gold card: the amount is 10000-50000, with an annual fee of 300, and the annual fee for the first year is exempted. Swipe your card 8 times in the same year, free of the annual fee of the following year, without any amount.
3. Standard Platinum Card: 50,000-65,438 438+ 10/00,000 annual fee: 600, 8 times in the first year, unlimited amount, 50,000 in the second year.
4. Luxury Platinum Card: 65438+100,000-200,000 annual fee. After 3600, the annual fee of 960,000 will be exempted.
5. Diamond card: 200,000-65,438+0,000,000 annual fee; The following year, 2.7 million yuan will be paid free of annual fee.
If you still have questions, you can go to Minsheng Bank Business Center to consult the relevant staff about the application conditions and quota of specific credit cards. In short, you should choose the most suitable credit card type according to your own needs.
Minsheng credit card is quite good. If you want a high amount, you can apply for a platinum card or a diamond card. If you want online shopping or other needs, you can apply for the corresponding card.