No. Pre-made cards and first-class cards are used in different properties. Prefabricated cards are finished cards that are applied and produced by the bank card department based on the demand for a certain card type within a period of time; customers can directly handle the bank card issuance business at the bank counter. A Class I card, also known as a Class I account, is a bank's full-featured settlement account. With a credit card, you can perform consumer payments, cash withdrawals, deposits, investment and financial management and other operations.