The annual fee for China Merchants Bank’s credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card, the first-year annual fee will be waived or waived by China Merchants Bank Credit Card or its partners, and you can swipe the card 6 times (without any amount) within a full year of your card's validity (from the date of card issuance, not a natural year). Restrictions) The annual fee for the second year will be waived and the annual fee for the third year will be waived by swiping the card 6 times in the second year. If you spend 6 times with a single card (no limit on amount or form), the annual fee for the card in the following year will be reduced. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. The number of online purchases can also be accumulated into the 6 times of reduction or exemption of the annual fee for the following year.