Log in to the bank credit card homepage and find the application progress query on the left. After entering the ID number, you can check the application progress. If it is not displayed here, your information has not been entered into the banking system. This happens when you apply through a branch. If you apply online, this will not happen.
Operating environment: Huawei mobile phone 2.0.0.208 HarmonyOS system OS2, mobile phone version number.
1. For branch applications, the branch needs to sort out your application and submit it to the branch credit card center for review. During the audit, your data will be manually entered into the banking system, so it will take some time. The audit time generally does not exceed 25 working days. If you can't find the application progress by then, I suggest you call the CCB credit card customer service hotline to urge it. CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are called "Longka", including Longka, Famous School Card, Longka Business Card and Longka Automobile Card.
2. Annual fee-free policy: the annual fee for the following year is free for the Puka Gold Card to swipe the card for 3 times or 18 times, excluding the cash withdrawal fee for special cards such as business cards and car cards: 5‰ of the domestic transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3. Multi-account management: multiple CCB cards are shared, and the same account can be repaid daily. Independent online payment: Alipay: It can be used after online registration. One-day purchase restriction in 500 yuan. Staging business: Support specific merchants to stage three, six and twelve interest-free. After a single consumption of 1 1,000 yuan, you can apply for installment 3, 6, 12, 18 and 24 by phone. Each period will generate different handling fees according to the number of installments. Bookkeeping date: there are multiple bookkeeping dates every month. Cardholders can be replaced once a year within the validity period of the card. Currency: RMB, RMB/USD, RMB/Euro.
3. Interest-free repayment period: Interest-free repayment period refers to the interest-free period enjoyed by cardholders for timely and full repayment of consumer transactions. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period. If you fail to repay in full before the due date, you will not be able to enjoy the interest-free period. China Construction Bank bears interest at the daily interest rate of 0.05%, with compound interest on a monthly basis. The interest-bearing date is from the consumption date to the repayment date, and the interest-bearing principal is calculated according to the actual payable amount. If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge 5% late fee for the unpaid part in addition to interest as required. Minimum repayment amount.
4. Suppose your bookkeeping date is 17 of a month, and the repayment date (for example, 30 days of a month) is 17 of the next month (if it is 3 1 day of the current month, it is 16 of the next month, and the size of the current month is calculated accordingly). If you spend 10000 yuan in April of 5, the bank bookkeeping date is1April of 5. Because your billing date is April 65, 438+07, and the due date is epayment on the 20th and 7th of the billing date, the longest interest-free period for this consumption is 23 days. If it is consumed on April 65, 438+07, the due date will be e-payment. Since the consumption should be recorded on the bookkeeping date of May 17, there are 50 days from the due date to the repayment date of June 6, and the longest interest-free period for consumption is 50 days.