At present, some banks will charge for the withdrawal of credit card overpayments, while some banks will not. Whether to charge specifically is subject to bank regulations.
What is overpayment?
Overpayment refers to the amount that credit card users pay more when repaying or the amount that credit card users deposit in their credit card accounts. It is worth noting that paying more can increase the credit card limit, and users can directly repay their consumption with credit cards. If the credit card is a beneficiary payment, the overpayment will be deducted first, and then the amount will be deducted. If the overpayment exceeds the consumption amount, there will be no overdraft. There is no interest on the overpaid part, and there is a handling fee for extracting the overpaid part.