You can apply if you are over 18 years old and meet the following conditions:

1. No bad credit record.

2. Have normal income and be able to repay the balance or the minimum repayment on time.

3. Being able to truthfully provide proof of assets will help banks issue credit cards and increase credit limits.

4. After a credit card application is rejected, it will take half a year before you can apply for the same bank credit card again.

For the security of personal funds and information, please apply for a personal credit card through the following formal channels:

1. Bank official website.

2. Bank branches.

3. Bank designated outlets.