Can I return my credit card the next day?
In fact, after the credit card billing date comes out, the repayment date will be fine. The specific repayment date depends on whether everyone is happy or not, but it depends on the transaction type, such as cash withdrawal by credit card and credit card consumption. The biggest difference is that the interest-free period is wrong.
If all bill arrears are transactions generated by credit card consumption, there is no need to repay on the second day of the bill date. If you change it, you must wait until the repayment date, so as to make full use of the interest-free period of the credit card; If you use a credit card to withdraw cash, it is best not to wait until the repayment date, and it is best to repay it on the second day of the billing date.
After all, after the credit card billing date comes out, the bill will include the interest generated from the cash withdrawal date to the billing date, so that one more day of interest will be calculated on the second day of the billing date to settle the current arrears, which can avoid the increasing interest and increase your repayment pressure.
It should be mentioned here that the recovery time of credit cards is different for different types of credit card transactions. For example, credit card consumption repayment will arrive in real time, and the amount will be restored after repayment; However, if it is a credit card withdrawal repayment, it will not be restored in real time, and it will take at least 2~3 days.
This means that you can continue to use your credit card on the day of repayment, but you can't withdraw money until the next day. It is impossible to withdraw money on the day of repayment.
The above is "Can I repay the credit card the next day after the bill date?" I hope it will help everyone.