If the comprehensive evaluation is unqualified, it means that the score of one or more evaluation indicators of the user has not reached the qualified score line specified by the evaluation institution or department. Generally speaking, when users apply for loans or credit cards on various platforms, lending institutions and banks will comprehensively evaluate the applicant's personal qualifications, including the applicant's credit history, property status, economic conditions, personal income level and previous loan repayment records, and then score each evaluation. The final comprehensive score meets the requirements, that is, the comprehensive evaluation is passed. If the final evaluation score does not meet the requirements, that is, the comprehensive evaluation fails, the credit card or loan will be awarded.

Tips: The above explanations are for reference only.

Reply time: September 29, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

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