Visa is both a credit card and a debit card. Visa is a payment network and brand. Credit cards and debit cards issued by many banks and financial institutions can use Visa's payment network. Therefore, Visa is applicable to both credit card accounts and debit card accounts. VISA, also translated as Visa, is a credit card brand operated and managed by Visa International Organization located in San Francisco, California, USA. VISA card began to be issued in 1976. Its predecessor was BankAmericard issued by Bank of America. In June 2017, the "BrandZ Top 100 Most Valuable Brands in the World 2017" was announced, with Visa ranking 7th with a brand value of US$110.999 billion. On May 29, 2018, the "BrandZ Top 100 Most Valuable Brands in the World 2018" was released, with VISA ranking 7th. In December 2018, VISA was shortlisted for the 2018 Top 500 World Brands. In October 2019, Interbrand ranked 55th on the list of the top 100 global brands. On October 23, 2019, the 2019 Fortune Future 50 list was announced, and Visa ranked 43rd. On January 13, 2020, it was selected into the 2020 Hurun List of top quality winners.