One-tenth of the interest on non-cash withdrawals in this period, the installments payable in this period, and the various fees incurred in this period's bills

Almost the minimum repayment amount

If the billing date has not arrived, the repayment will be included in the previous period unless it is a cash withdrawal. It is equivalent to you having to make one more payment to pay the minimum payment

The unpaid portion of the minimum payment will be charged a 5 late fee, which will not affect your credit record unless the amount owed exceeds the credit card limit.