the repayment date of ICBC's credit card is calculated according to the date of the account table. Previously, the date of ICBC's credit card bill was unified to the end of the month, that is, the last day of the natural month. For example, the billing date in March is March 31; The billing date for April is April 3th. The maturity date of ICBC's credit card is 25th after the bill date, that is, 25th of the following month. Now ICBC has added 19 accounting days, 8-26 days respectively. You can adjust the date of the account table to any specified date according to your personal preference, but you can only apply for adjustment once a year. For example, if you change the posting date in May this year, you can apply for adjustment again after May 1st next year.

the interest-free repayment period is from the bill date to the due repayment date. The longest interest-free period of ICBC credit card is 56 days, and the shortest interest-free period is 26 days. You can enjoy the longest interest-free period by swiping your card on the 1st of each month.

Three inquiry methods of credit card bill date and repayment date are given, which can be tried:

1. Open the credit card center official website, log in to credit card online banking, and you can see the bill date and repayment date on the bill inquiry page;

2. Call the customer service phone of the credit center, connect the phone, enter the telephone banking password according to the voice prompt, and after the authentication is passed, transfer the manual agent to check the repayment date and bill date;

3. When applying for opening a credit card, please send the credit card, and the bank will attach the Credit Card User Guide to the envelope, which will introduce the credit card limit, repayment date and account bill date.

: Although ICBC credit card is a kind of credit card, it is still different from credit card. For example, the interest on ICBC credit cards is calculated from the overdraft date. So, what are the repayment rules of ICBC credit cards? Let's find out. ICBC's credit card repayment rules

1. ICBC's credit card has no interest-free period, and the overdraft is compounded monthly with a daily interest rate of 5/1. The due repayment date is also the 25th day after the report printing date.

2. Minimum repayment amount = (accumulated unpaid portion of the last minimum repayment amount+unpaid portion of this month's bill+unpaid portion of this month's over-limit consumption+unpaid portion of all consumption within the limit) *1%.

3. repayment can be made through ICBC online banking, AliPay, WeChat and other repayment methods. You can also sign an automatic repayment agreement through online banking to avoid overdue payment.

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