In the process of using credit cards, we may want to limit the amount to ensure that we can spend rationally. Then let me talk about how to modify the payment limit with the credit card of Postal Savings Bank.

I. Credit card online payment limit of Postal Savings Bank

The online transaction amount of Postal Savings Bank varies according to different authentication methods. At present, Personal Online Banking of Postal Savings Bank provides you with three security authentication methods:

1 and "UK+SMS" to certify the single transaction limit and daily cumulative transaction limit of ordinary customers of 2 million yuan (inclusive); "UK+SMS" certified gold card VIP customers have a single and daily cumulative transaction limit of 5 million yuan (inclusive); The single transaction limit and daily cumulative transaction limit of "UK+SMS" certified platinum card VIP customers are 6,543,800 yuan (inclusive); "UK+SMS" certified diamond card VIP customers have a single transaction limit and a daily cumulative transaction limit of 6,543,800 yuan (inclusive).

2. The limit of single transaction and daily cumulative transaction of "electronic token+SMS" customers is 200,000 yuan (inclusive).

3. The limit of single transaction and daily cumulative transaction of SMS customers is 50,000 yuan (inclusive).

The above cumulative limit is the sum of various transactions such as transfer, remittance, credit card repayment, payment and online payment. Among them, the single limit of address remittance and password remittance remains unchanged at 50,000 yuan (including 50,000 yuan).

Two, how to modify the credit card payment limit of Postal Savings Bank?

Personal online banking limit modification:

1. Please enter the website of China Postal Savings Bank in the address bar of the browser, and click the orange personal online banking icon in the upper left corner of official website to enter the interface of personal online banking login area;

2. On the login area page, enter the online banking user name or ID number, online banking login password and verification code to log in to online banking;

3. Log in to the personal online banking of Postal Savings Office, select Security Center-Account Settings-Limit Management, select the account to set the limit, select the business type, and click Settings. As shown in the figure.

4. Select card number, business type and currency, enter new single limit and daily cumulative limit (display default limit or set limit), and click OK.

5. After confirming that the input information is correct, enter the corresponding password according to the authentication method, and click "Confirm" to succeed.

Mobile banking sets payment limit:

1. Log in to mobile banking and enter "Mobile Payment-Payment Limit Settings" to display the account selection page;

2. Select the account to be set and enter the payment limit setting page, which displays: account number, transaction type, single maximum payment limit and daily cumulative maximum payment limit;

3. After entering the user-defined single transaction limit and daily cumulative transaction limit, click Next to display the verification interface;

4. Enter the authentication password according to the customer type, and click the confirm button;

5. Display the setting result interface.

Note: the limit set by the customer cannot exceed the limit set by the system, and the single limit cannot be higher than the daily cumulative limit.