1. The magnetic stripe card is demagnetized or damaged. At this time, the cardholder needs to bring his personal ID card and magnetic stripe card to the nearest bank outlet to replace the chip card.
2. The cardholder's single consumption exceeds 5000 yuan or 10000 yuan. Because the magnetic stripe card is easy to be copied, in order to ensure the safety of consumption, the bank needs to authenticate the magnetic stripe card if the single consumption exceeds 5000 yuan or 10000 yuan.