Current location - Trademark Inquiry Complete Network - Overdue credit card - What does China Construction Bank mean by "account payment"?
What does China Construction Bank mean by "account payment"?
(1) definition

"Account Payment" is a new online payment method created by China Construction Bank. By establishing the correspondence between bank account number and mobile phone number, customers who hold CCB current savings account (including card and passbook) or credit card account can directly enter "bank account number+SMS verification code" without opening online banking.

(2) Conditions of use

Customers need to hold a current savings account (including cards and discounts) or a credit card account of CCB.

2. The customer needs to establish the correspondence between the bank account number and the mobile phone number.

(3) Service function

Micro-payment: When making online payment, select the "Account Payment" tab of CCB to make micro-payment.

2. Transaction inquiry: Click "Payment Inquiry" to inquire about the transaction details of "Account Payment" in the specified account within 3 months, including transaction time, merchant name, order number, transaction amount, transaction result and voucher number. The payment inquiry result can be downloaded or printed as required.

(4) payment limit

The limit of single payment and daily cumulative payment for each account is 1000 yuan; For special merchants, the limit shall be subject to the announcement of the merchants.

Extended data:

China Construction Bank transformed into a joint-stock commercial bank, and accordingly established a new modern corporate governance structure, and defined the rights and responsibilities of shareholders' meeting, board of directors, board of supervisors and senior management. The goal of CCB is to establish a scientific and efficient decision-making, implementation and supervision mechanism in accordance with the principle of "separation of the three associations, separation of powers, effective restriction and coordinated development" to ensure independent operation and effective checks and balances among all parties.

general meeting of shareholders

The shareholders' meeting is the authority of China Construction Bank Co., Ltd., which makes decisions on major issues of the Bank according to law, including deliberating and approving profit distribution plan, annual financial budget plan and final accounts plan, changing registered capital, issuing bonds, merger, division, and amending the Articles of Association.

Vision:

Always at the forefront of China's economic modernization and become a world-class bank.

Task:

Provide better service for customers, create greater value for shareholders, build a broad development platform for employees, and assume comprehensive corporate citizenship responsibilities for society.

Core values:

Honest, fair and stable creation

Ideas:

1. Business philosophy

Market-oriented and customer-centered.

2. Service concept

Customer first, attention to detail

3. The concept of risk

Understand customers, understand the market, participate in the whole team, and grasp the key.

4. Talent concept

Pay attention to comprehensive quality and highlight performance benefits?

Style:

Diligent, rigorous, realistic and pragmatic

References:

Baidu Encyclopedia-China Construction Bank