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How do I need to reissue my credit card?
How to reissue the lost credit card?

How to reissue the lost credit card?

1. Loss reporting: First, you need to report the loss of a credit card. Call the issuing bank's customer service hotline and ask the customer service to report the loss. They will ask us to provide ID number and name for verification.

2. Reissue: After we report the loss successfully, we can go through the formalities of reissuing at the business outlets of the card-issuing banks nearby. Fill in the application for loss reporting, check my identity documents, and pay the loss reporting fee and the loss reporting replacement fee.

3. Pick up the card: After the business card printing is successful, we can choose to pick up the card at the outlet, or we can explain in advance that we will pick up the card by mail.

4. Activation: The reissued credit card can only be used after activation, and the transaction password and inquiry password need to be reset. After the new card is activated, it will inherit the transaction records of the original card. Usually, the billing date and repayment date will not change, so normal use is enough.

What is the case that the bank card is stolen?

There are generally two kinds of bank card theft, fake card theft transaction and online theft transaction. Fake credit card transaction means that someone forges a bank card and then uses this forged bank card for transaction, consumption or cash withdrawal. Online credit card transaction means that someone steals and uses the online transaction identification information and transaction verification information of the cardholder's bank card to conduct online transactions, thus reducing the money of his bank card.

What should I do after stealing the brush?

The Supreme Law promulgated the "Provisions on Several Issues Concerning the Trial of Civil Cases of Bank Cards", clearly stating that the stolen bank cards can claim compensation from banks. This means that the cardholder's bank card is stolen, and there is no need to bear the consequences. Not all stolen brushes can claim compensation from the bank. After the stolen brush occurs, the cardholder needs to save the evidence and then give evidence. The cardholder needs to confirm that the bank card is in his own hand and has not been lost or stolen; In addition, you need to prove that the transaction is not done by yourself. If there is no monitoring, you can prove that you were not here when the transaction happened. Then, according to the relevant evidence, judge whether it has been stolen and whether the bank has to pay.

What is the process of reporting the loss of credit cards?

If you find that your credit card is lost, you must report it immediately to prevent it from being stolen after being picked up by others. Through the previous introduction, we know that the card replacement efficiency of each card issuer is different. What is the process of reporting the loss of a credit card?

1, which can be handled by telephone or offline outlets. However, in order to report the loss of the card in time, it is recommended that you apply directly by telephone.

2. Call the corresponding customer service hotline, provide your credit and confirm your identity, and the staff will help you report the loss.

3. Then pay the handling fee, provide your usual address, and mail it to you after the replacement is completed.

4. Finally, you need to reactivate the card after receiving it, because the bank froze it for you when you reported the loss, and it was also frozen when you received the card, so you should activate it actively after receiving the card.

To sum up, if you need to reissue your credit card, you can report the loss and reissue it according to the above process. In addition, the usual use of credit cards must be protected. If someone steals it, it will be a great loss.

What procedures do I need to reissue my credit card?

You only need to apply by phone to reissue a credit card, and the customer service can handle it after checking your personal identity information.

There is a charge for replacing a credit card, depending on the bank's regulations;

Credit card replacement cards can be sent to the billing address, and some can also be picked up at the counter;

If you don't consider the points in the existing card, you can apply for another credit card from the same bank, and then call customer service to apply for a loss reporting card (provided that you can remember the expiration date and the last three digits on the back).

Article 37 of the Measures for the Administration of Credit Card Business: After paying off the overdraft principal and interest, the cardholder may cancel the account in any of the following circumstances:

(a) 45 days after the expiration of the credit card, the cardholder has not replaced the new card;

(2) Failing to replenish the credit card or replace it with a new one within forty-five days after reporting the loss of the credit card;

(3) It has been forty-five days since the credit card was withdrawn by the issuing bank due to its bad reputation and included in the stop payment list;

(four) the cardholder died for some reason, and the issuing bank has recovered his credit card for forty-five days;

(five) the cardholder requests the cancellation of the account or the guarantor to cancel the guarantee and has returned all the credit cards for forty-five days;

(6) The credit card account has not been traded for more than two years (inclusive);

(seven) the cardholder violates other regulations, and the issuing bank thinks that his qualification should be cancelled.

This concludes the introduction of how to recharge credit cards and how to recharge them. I wonder if you have found the information you need?