If a credit card comes to visit you while you are in confinement, the cardholder must show that you are actively repaying the loan and make audio and video recordings to keep the evidence. Things to note are:

1. If your credit card is overdue and your credit card is collected, be prepared, such as recording, video, etc. If illegal collection occurs, keep the vouchers and call the police promptly.

2. The following behaviors are illegal: Collection personnel collect collection from relatives and family members of cardholders. Collection agents violently enter cardholders' homes without permission, frightening minors and the elderly at home. Collection agents come to beat cardholders, intentionally injure them, kidnap, throw paint on them, and extort money during the collection process.