For the credit card cancelled a few years ago, if the seller was selected at that time, the credit card could not be restored and a new card could only be applied. At that time, the choice was to cancel the card, and the relevant information of the user was kept in the banking system. During the validity period, users can apply for cancellation of credit cards. However, how long the validity period is depends on the bank's regulations. Next, Jin Toubian Xiao introduced whether the credit card can be restored after cancellation.

Cardholders are also required to bring their ID cards to any card issuing bank for credit card repayment.