This contract is a contract.

China Merchants Bank formulated a credit card use agreement, that is, the credit card use agreement was renamed the credit card use contract. The credit card acceptance contract has high legal validity and regulates the rights and obligations of the bank and the cardholder. Banks have clarified terms such as credit card usage restrictions, repayment periods and interest rates, and cardholders are also aware of the legal ways to use credit cards and the risks they bear. Both parties should read the contract carefully before it takes effect to ensure that their rights and interests are not affected.