1. Free line repayment. Alipay has a free repayment amount of 2,000 yuan per month for credit card repayment. When you return the credit card, subtract the free quota of 2000 yuan first.

2. Use the lifetime free quota. Everyone has a lifetime limit of 20,000 yuan for Alipay. If 2000 yuan is used up, you can put the balance of Alipay on the bank card, and then use online banking to pay back the credit card.

3. Repay the loan with Yu Libao. If the lifetime quota of 20,000 yuan is also used up, you can open Yulibao, first transfer the money to Yulibao, then transfer it from Yulibao to the bank, and then repay the credit card with online banking.

4. Online bank repayment. In addition to Alipay and credit card payment, you can also pay directly through online banking. Online banking and credit card payment are generally free.

5. Let others repay the loan. If there is only money in Alipay and you don't want to incur too high handling fee, you can repay the loan with someone else's free quota, and then transfer the money in Alipay to the other party.

6. Spend money on a garden. Usually, when you spend money, you can repay it with a flower bud, which is free, just like a credit card, with an interest-free period.

: 1, AliPay (China) Network Technology Co., Ltd. was established in 2004. Is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world.

Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.

In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function. Alipay borrowed it and changed it into a credit loan.

2. Alipay has more than 450 million real-name users, more than 270 million active users of Alipay wallets, and more than 45 million mobile phone payments per day, exceeding the global peak of 45 1, 654,38+0,438+01in 2065. In 2065438+2004, the number of Alipay mobile payment transactions reached 65438+97 million. Alipay's steady style, advanced technology, keen market insight and high sense of social responsibility have won wide recognition from banks and other partners. Alipay has established in-depth strategic cooperation with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.